Professional Summary
I am a credit and financial analyst specialising in credit risk assessment, portfolio analysis, and decision support within financial institutions. My expertise lies in evaluating borrower risk, analysing credit performance trends, and building analytical models that strengthen lending decisions and portfolio quality.
I am particularly motivated by roles that combine rigorous credit analysis with process improvement, especially in environments where data quality, risk transparency, and operational efficiency are critical.
My objectives
I strengthened my expertise in credit risk analytics, financial modelling, and reporting. I developed assumption based models aligned with FAST principles, conducted structured model audits, and built SQL connected Power BI dashboards that improved credit portfolio visibility and reduced manual reporting time. My work supported senior management through clear risk insights, scenario analysis, and board ready reporting.
Professional Experience
Credit Risk Analyst
I supported SMES in optimising financial related systems and workflows. My work included process mapping, data validation, and strengthening the accuracy and reliability of financial and credit models used for decision making.
Systems Consultant
At National Building Society Bank, I strengthened my expertise in best practice financial modelling, model auditing, and reporting. I built and refined assumption driven models aligned with FAST principles, and I developed a unified revenue and costing framework that improved both accuracy and reporting efficiency. I also conducted structured model audits to enhance model reliability and transparency.
Credit Analyst
I conducted borrower assessments, portfolio monitoring, and credit performance analysis. I also developed automated reporting tools that enhanced early warning detection and strengthened credit control processes.
Key Achievements
< 3%
NPL Ratio
+$500,000
Disbursment support
50%–70%
Reduced reporting time through automation
6
Credit processes optimised